“ Beware of deer! Winter is prime mating season for deer and they don’t think twice about jumping out in front of your car.

“ Listen to your own Woman’s Intuition. If you feel uneasy about making a right or left turn, or driving through an intersection right when the light turns green, then wait a few seconds.

“ If you have to get out when the weather is snowy or icy make sure you drive slowly.

“ If it is raining very hard or snowing heavily, I will try my best to stay home.

“ Make sure the snow is removed from your headlights and taillights making them visible.

“ Brush the snow off your car! A two inch by two inch opening is not big enough for anybody to see through especially when trying to navigate in a snow storm.

“ Keeping your distance to the vehicles around you is a very important tip.

“ Keep the kids quiet. I get easily frazzled if I’m navigating unknown territory, and the noise of squealing children certainly doesn’t help.

“ When I looked at Esurance’s Facebook page I was happy to say that if there were bad reviews, they weren’t deleted. This makes me believe a company is more trustworthy than others.

“ If you are upset, never get behind the wheel. The risk just is not worth it.